Are you single wanting to go on a solar trip to Australia or a couple planning for their honeymoon, or a family going on a vacation? No matter which category you lie in, Australia is one of the most popular countries to travel.
However, while applying for a visitor visa, you have to look out for certain visa requirements to ensure a safe trip. OVHC i.e., Overseas Visitor Health Cover is important for visitors visiting Australia on subclass 600 visa or work visas.
However, making sure you have the right health cover before entering Australia is important. Especially, fulfilling your visa requirements and ensuring peace of mind. The following blog will talk about the Best Overseas Visitor Health Cover (OVHC) providers, focusing on affordable options for 485 visa holders in Australia.
Understanding OVHC in Australia
Overseas Visitor Health Cover (OVHC): OVHC is a private health cover for international visitors with visitor visas or work visas in Australia, including the 485 Temporary Graduate Visa. OVHC ensures peace of mind as well as fulfills your visa requirements. Did you know without OVHC (or OSHC) you cannot enter Australia or your visa grant might get delayed until you buy one.
Top Providers for OVHC in Australia
AHM OVHC: AHM Health Insurance provider that has been in business for over 40 years, with more than 700,000 customers. The company is backed by Medibank, which is one of the largest insurers in Australia, and deals in all kinds of health insurance covers, including OVHC.
Medibank OVHC: Medibank is a health company providing private health insurance and health services to more than 3.9 million people in Australia. Medibank deals in all kinds of insurance covers for OVHC and many more.
Nib OVHC: NIB Group is an international health partner that is trusted by over a million members across Australia. NIB provides improved health outcomes through round-the-clock availability of health information, consulting and services.
Bupa OVHC : Bupa is a world-renowned health and care company that offers wide range of health insurance policies, Bupa OSHC and OVHC in addition to its aged care and retirement, dental, optical, and community wellbeing insurance covers
Allianz Care OVHC: Allianz Care Australia believe in prevention over cure, care over claims and making the complex simple for everyone. They are a global brand, but with the local expertise and networks needed to help international students, visitors and workers access the best care in Australia.
Health Insurance for 485 Visa Holders
The 485 Temporary Graduate Visa also demands health insurance coverage, which protects you against unpredictable or emergency medical situations. Following are major key points to look for in a 485 OVHC:
Visa Compliance: Your 485 OVHC must meet the Department of Home and Affairs visa requirements.
Comprehensive Coverage: Your OVHC must include general practitioner visits, hospital stays, certain prescription medicines, and emergency ambulance services.
Compare and Choose: If you are looking for an affordable option, compare among top providers before buying one.
Key Features of Affordable OVHC Policies
Affordable OVHC plans are many but, to find the appropriate one you must know certain things such as:
Basic Hospital and Medical Coverage: Very important for fulfilling visa requirements..
Prescription Medicine: Important to buy common medications especially, in case of emergency.
Emergency Ambulance Services: Important for emergency or unexpected situations.
Customizable Extras: This is for those people who want coverage for dental, optical, or physiotherapy as per their needs.
Final Thoughts
Health insurance is beyond a visa requirement. It is more like a safety measure against unwanted or emergency medical situations. However, finding the right coverage can be daunting but not without Budget Policy.
Budget Policy will help you compare and choose top providers for Best and Affordable OVHC in Australia. Get in touch with our experts today and find the best coverage.
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