Overseas Student Health Cover is an important document for international students before their tenure in Australia. The health cover helps students cover their medical bills in case of need as well as provide emergency treatments.
In short, OSHC in Australia is an easy and affordable access to Australia's expensive yet best healthcare system. With OSHC, you as an international student do not have to worry about their pockets.
Now, where to buy an OSHC from? Who are the top providers in Australia? What does each offer? How to decide which is the best one? Answers to these questions are discussed in the following blog. Let us continue.
Top OSHC Providers in Australia
NIB Group is an international health partner that is trusted by over a million members across Australia. NIB OSHC provides improved health outcomes through round-the-clock availability of health information, consulting and services.
Bupa is a world-renowned health and care company that offers a wide range of health insurance policies, Bupa OSHC and OVHC in addition to its aged care and retirement, dental, optical, and community wellbeing insurance covers.
Medibank is a health company providing private health insurance and health services to more than 3.9 million people in Australia. Medibank deals in all kinds of insurance covers for OSHC, OVHC and many more.
Allianz Care Australia believes in prevention over cure, care over claims and making the complex simple for everyone. They are a global brand, but with the local expertise and networks needed to help international students, visitors and workers access the best care in Australia.
AHM Health Insurance provider that has been in business for over 40 years, with more than 700,000 customers. The company is backed by Medibank, which is one of the largest insurers in Australia, and deals in all kinds of health insurance covers, including OSHC.
Tips for choosing the Best OSHC Provider in Australia
Coverage Level: First and foremost, understand your health needs. Once you do, make sure your health and coverage needs are covered in the specific plan that you are planning to buy i.e., your provider should be able to cover you for your health needs within your budget.
Cost Comparison: Compare well before choosing an OSHC provider. Comparison will help you find the best and affordable OSHC provider in Australia.
Reputation: Your OSHC provider should be well-reputed in the business. After all, buying from a reliable and trusted partner is worth every penny.
Claims Process: Lastly, make sure the claims process is simple. Do not go for lengthy and complicated processes. After all, you are a student and you might not want to put yourself in challenging situations.
Summary
Finding the best and affordable OSHC provider in Australia is a challenging task, no doubt. You land on a bad provider, you have to face the consequences. And as a student in a foreign country nobody would want that.
This is why Budget Policy has come up with a comparison chart where you can compare and choose among top providers - NIB, BUPA, AHM, Allianz Care, and Medibank. With the team of our experts, we assure you best plans at best prices.
Contact Budget Policy today and get your desired plan.
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